Terms of Use
Effective date: July 30, 2026
1. Informational estimates only
All calculators, screeners, tables, and content on Gov Money Benefits are provided for informational and educational purposes only. Results are estimates and do not constitute legal, financial, tax, medical, or benefits advice, and are not a determination of eligibility or benefit amount. Only the responsible government agency (such as OPM, VA, SSA, DFAS, or your state SNAP agency) can determine your actual benefit. Each page links to the official source of record — rely on that, not on us.
2. Independent site
govmoneybenefits.com is a private, independent website. It is NOT affiliated with, endorsed by, or connected to the U.S. government or any government agency, including VA, SSA, OPM, DoD, DFAS, or USDA. For official determinations, use the official agency links provided on each page.
3. No client or advisory relationship
Using this site does not create any attorney-client, advisor-client, accountant-client, fiduciary, claims-representative, or professional relationship of any kind between you and Cosyslabs Inc. or its contributors. We do not represent claimants, prepare or prosecute claims, or provide individualized advice. For decisions about your benefits, consult the responsible agency or an appropriately licensed or accredited professional.
4. Accuracy and verification
We transcribe figures from official published tables, record their sources and verification dates, and update them when agencies publish changes — but rules change, and errors are possible. We make no warranty that any figure is current, complete, or correct. Always verify results against the official agency source linked on each page before acting.
5. Limitation of liability
All tools and content are provided “as is” and “as available,” without warranty of any kind, express or implied. To the fullest extent permitted by law, Cosyslabs Inc., Gov Money Benefits, and their contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages — including any lost, denied, delayed, or reduced benefit, or any financial loss — arising from the use of, or reliance on, any calculator, estimate, table, or content on this site. You use these tools at your own risk.
6. Intellectual property
The site’s design, code, original text, and the structure and presentation of its rule packs are the property of Cosyslabs Inc. Underlying government data (pay tables, rates, thresholds) is public information; our transcription, annotation, and verification of it is our own work. You may not scrape, copy, or redistribute the site or its rule packs in bulk without written permission.
7. Embeds
You may embed our calculators via the /embed/<slug> URLs provided that the built-in attribution link remains visible and unmodified.
8. No accounts, no fees
No account, registration, or payment is required. All tools are free to use.
9. Governing law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law rules. Gov Money Benefits is operated by Cosyslabs Inc., Ontario, Canada.
10. Changes
We may update these terms at any time. Continued use after changes constitutes acceptance.
11. Contact
Email [email protected].